Retirement planning

A recent report from the Bipartisan Policy Center suggests that companies with at least 50 workers should be required to enroll them in some type of retirement plan.

In recent years, the number of employees who’ve started contributing to their 401(k) plans or increased their deferrals has grown significantly, suggesting employers’ messages are getting through.

Employers need to offer a broad range of investment options in their 401(k) plans, including asset classes that may do reasonably well in a low interest rate environment, according to TIAA’s Roger Ferguson.

This group tends to have low levels of financial literacy, even among those with high levels of education and income, finds a report from Principal Global Investors.

Firm targets younger employees and those without a traditional desk job with online, on-the-go application.

The bipartisan bill from by Sen. Elizabeth Warren and Sen. Mike Lee would allow these students to save their fellowship and stipend compensation in an individual retirement account.

When employees change jobs and cash out their plan balance, they often do it over a period of years rather than all at once, according to Retirement Clearinghouse’s Spencer Williams.

In recent years, the number of employees who’ve started contributing to their 401(k) plans or increased their deferrals has grown significantly, suggesting employers’ messages are getting through.

Firm targets younger employees and those without a traditional desk job with online, on-the-go application.

When employees change jobs and cash out their plan balance, they often do it over a period of years rather than all at once, according to Retirement Clearinghouse’s Spencer Williams.

The workplace plays a significant role in facilitating retirement savings, yet less than half of workers globally are offered a retirement plan with employer contributions, finds recent research.

Employees who expect to work longer are less healthy, more stressed and more likely to feel stuck in their jobs than those who expect to retire earlier, finds new data from Willis Towers Watson.

When launching a new 401(k) program, or revamping an existing one, employers have much to consider, including eligibility, waiting periods, employer matching, plan loans and automatic features.

Some 23% of Americans with jobs said they planned on being septuagenarian employees, up from 16% in 2009, according to recent research.

When launching a new 401(k) program, or revamping an existing one, employers have much to consider, including eligibility, waiting periods, employer matching, plan loans and automatic features.

Plan sponsors should spend as much time developing education policy statements as they do an investment policy statement, says Jeffrey Hemker.

Women, in particular, are lagging in earnings and in the amount of income they’re saving for retirement, according to research from T. Rowe Price.

Retirement plan sponsors should spend as much time developing an education policy statement as they do an investment policy statement, according to Invesco’s Jeffrey Hemker.

Women, in particular, are lagging in earnings and in the amount of income they’re saving for retirement, according to research from T. Rowe Price.

Dozens of brokers and consultants weigh in on the practice, and Hodges-Mace’s Eric Helman explains the fallacies behind this siloed approach.