Retirement planning

Even if employers’ concerns are exaggerated, fear of fiduciary responsibility keeps them from offering lifetime income products.

Consolidating retirement accounts using auto-portability can protect data.

“Healthcare prices are increasing at levels that significantly exceed overall inflation,” an expert warns.

Unfortunately, physical and cognitive decline are among potential side-effects.

Employer clients should consider adopting voluntary benefits — such as automated savings programs and employee purchase programs — to help employees better manage expenses.

Facing a difficult math problem of planning for retirement, advocates are exploring a path to lifetime income without traditional annuities.

Asset reserves are projected to become depleted in 2035, a year later than previously estimated.

Inadequate retirement savings plans and sky high healthcare costs are all conspiring to make the concept of leaving the workforce something to be more feared than desired.

The number of health savings accounts has topped 25 million, and client contributions also have increased after several years of decline.

Target date funds may be clients’ best bet for helping overlooked Gen X workers get ready for their post-work years.