Retirement planning

When the Dow soars and dives, advisers need to reassure clients that their employees’ retirement nest egg is safe.

Advisers must develop relationships with business owners to establish customized plans that work best for the needs of their employees.

Reasonable costs, healthy account balances and a high percentage of employee participants are attributes of great retirement plans.

Colorado, Idaho and Virginia are among the most-appealing places for retirees, thanks to their affordability, higher quality of life and numerous healthcare options.

They need documentation showing how they reviewed, selected and monitor their TDFs and if their investment strategy fits with participant demographics.

Only 39% of American workers are satisfied with what their job offers and 61% are willing to take a cut in salary for a better package.

Ignorance is no excuse when it comes to a possible ERISA audit. Here are some hard truths to common mistakes sponsors have in their heads.

“Public pension plans continue to bury their heads in the sand living in a time warp of decades-old actuarial assumptions,” says a former Connecticut state treasurer.

Fidelity Investments is trimming fees on the target-date index funds it sells to retirement plans and rolling out new offerings that combine active and passive strategies.

Ignorance is no excuse when it comes to a possible ERISA audit. Here are some hard truths to common mistakes sponsors have in their heads.

Seniors receiving pension payments should ensure that their tax withholding is enough to cover the tax liability on the income and avoid trouble with the IRS.

As nearly one in five U.S. workers has a part-time job, companies need to extend benefit packages.

Employees still don’t know the basics of using and saving with a health savings account, according to Fidelity Investments.

Academic and non-profit institutions need a new strategy for today’s changing needs.

Contrary to what many people think, Social Security will continue to pay benefit payouts to future retirees even after the program exhausts its trust funds by 2034, says expert.

More than two thirds report a desire to keep participants in plans after retirement and have greater focus on longer term objectives over short-term downside risk.

During that first 10 years of our 40-year careers, most of us contribute very little or nothing to our retirement accounts. At that time in our lives, retirement seems pretty far off – but it isn’t.

Starting small, with financial checklists and cash flow worksheets, can have a large impact on plan participants.

A portion of retirees’ Social Security benefits may be taxed at the federal level if their combined income exceeds a certain limit.

The record-keeping firm is acquiring Russell Investments’ Adaptive Retirement Accounts program to offer account management to clients.