Retirement planning

Because next year will be too late.

They need documentation showing how they reviewed, selected and monitor their TDFs and if their investment strategy fits with participant demographics.

Kentucky, Louisiana and New Jersey are among the least-appealing places for employees to spend their post-work years, thanks to low scores in affordability, health-related factors and overall quality of life.

Advisors should frame health care costs as an annual expense rather than a lump sum, which is demotivating for investors, according to Vanguard.

Those who can't downsize can still rent out a portion of their property to help cover expenses.

Brokers are in a legal quandary: Many of them will still be fiduciaries under the 1975 Rule, but the third-party compensation they received will no longer be permitted.

When the Dow soars and dives, advisers need to reassure clients that their employees’ retirement nest egg is safe.

Advisers must develop relationships with business owners to establish customized plans that work best for the needs of their employees.

Reasonable costs, healthy account balances and a high percentage of employee participants are attributes of great retirement plans.

Colorado, Idaho and Virginia are among the most-appealing places for retirees, thanks to their affordability, higher quality of life and numerous healthcare options.

They need documentation showing how they reviewed, selected and monitor their TDFs and if their investment strategy fits with participant demographics.

Only 39% of American workers are satisfied with what their job offers and 61% are willing to take a cut in salary for a better package.

Ignorance is no excuse when it comes to a possible ERISA audit. Here are some hard truths to common mistakes sponsors have in their heads.

“Public pension plans continue to bury their heads in the sand living in a time warp of decades-old actuarial assumptions,” says a former Connecticut state treasurer.

Fidelity Investments is trimming fees on the target-date index funds it sells to retirement plans and rolling out new offerings that combine active and passive strategies.

Ignorance is no excuse when it comes to a possible ERISA audit. Here are some hard truths to common mistakes sponsors have in their heads.

Seniors receiving pension payments should ensure that their tax withholding is enough to cover the tax liability on the income and avoid trouble with the IRS.

As nearly one in five U.S. workers has a part-time job, companies need to extend benefit packages.

Employees still don’t know the basics of using and saving with a health savings account, according to Fidelity Investments.

Academic and non-profit institutions need a new strategy for today’s changing needs.