Retirement

Although workers may feel ready to sign up for benefits, they spend little time researching offerings, per a UnitedHealthcare survey.

With low unemployment and companies sitting on large cash reserves, their employees still struggle to pay their bills.

Incentive stock options can provide “special” tax treatment to the recipients if certain requirements are satisfied.

While loyalty and engagement is a complex matter, employers must find the right balance of perks that workers want and will use.

Investors have an average of 25 funds to choose from in their 401(k) plans, but some financial advisors suggest that the best approach is to pick a small number of very broad funds.

Benefits leaders from Estée Lauder and Options Clearing Corporation say the perk doesn’t have a lot of overhead and has huge payoffs.

Employers must hit the throttle by providing employees with personalized retirement readiness scores, deeper metrics.

Other groups, such as those who used to itemize tax deductions but will now use the high standard deduction, are also advised to check their withholding taxes.

Benefits leaders from Estée Lauder and Options Clearing Corp. say the perk doesn’t have a lot of overhead and has huge payoffs.

Keep the initiatives confidential and offer incentives, said SunTrust’s financial well-being executive.