Holders of the card, issued by Synchrony Financial, receive 3% cash back on medical visits, veterinarian bills, gym fees and certain other health-related expenses.

The card brand now offers tuition to Paul Quinn College, one of 107 historically Black colleges and universities in the U.S.

“We’ve designed Expensify.org so people can see exactly where the donations are going in order to increase the emotional connection,” says CEO David Barrett.

Many employees may not be able to have a comfortable life in their golden years because they carry a hefty credit card debt into retirement

The solo 401(k), the SEP IRA and a SIMPLE IRA are retirement savings vehicles that are meant for contractors, freelancers and other self-employed individuals