Federal health insurance exchanges

If even the EEOC and the courts cannot agree how far the ADA's accommodation obligation extends, how is an employer supposed to do so?

Hoping to get a green light from the IRS on a creative new plan design you are planning to implement – or even just get reassurance that amendment you have made to your plan in response to new legislation are correct? Don’t hold your breath.

The countdown is on for the U.S. Supreme Court’s decision on the Affordable Care Act and the legality of subsidies – with a decision that could have looming political implications leading into a heated primary election cycle.

Commentary: This practice may be eliminating opportunities for investors to purchase products which could greatly improve the emotional and financial well-being of the client in their retirement.

401(k) plans with automatic contribution features no longer need to make the 50% corrective contribution with respect to elective deferrals that were not properly made.

The health care system in the United States is on the threshold of changing the course of the nation and what happens now “can impact the life of every American more than any piece of policy or legislation we have seen in the recent past,” Sylvia Mathews Burwell, secretary of the Department of Health and Human Services, said Wednesday.

The proposals for Healthcare.gov plans are subject to a review process before the final rates are published by Nov. 1.

Defined contribution plan sponsors remain in regulatory limbo regarding their obligations to maintain detailed documentation surrounding employee 401(k) hardship withdrawals.

Commentary: Recent guidance issued jointly by the U.S. Departments of Labor, Health and Human Services and the Treasury clarifies how the Affordable Care Act's requirement to provide cost-free coverage for preventive care applies to several types of products and services.

Questions from industry stakeholders have prompted the Obama administration to clarify annual limits on cost sharing under the ACA and how they apply to individuals, families, and self-funded and large group health plans.