Financial planning

Many companies have embraced financial incentives as a way to encourage participation in wellness programs, but workers still express concerns about privacy and not wanting their employers to be involved in their health and well-being.

Commentary: There’s nothing so wrong with existing target-date fund options that warrant taking on the level of risk that appears to come with a customized TDF series.

Small business owners don’t always have the resources or know-how to establish 401(k) plans for their employees.

The majority of workers have no idea if they’re on track to meet their retirement goals. What role do employers play in helping them find out?

Student loan debt, the need to save to buy a car or home or other priorities may cause many younger workers to forgo 401(k) contributions early in their careers. What can employers do to help them catch up?

Commentary: Current and potential employees (no matter the age) are looking for two of the most popular workplace benefits – health and retirement.

Small employers who don’t offer 401(k) plans to their employees have a new option with the federal government’s myRA program, officially launched today by the U.S. Department of the Treasury.

MyRA, the Obama administration's free, guaranteed-return starter retirement account, launched nationwide on Wednesday.

The service is designed for plan sponsors that want to manage their stock plan records in-house but are looking for employee servicing, guidance and brokerage services.

Several retirement industry experts met on Capitol Hill Wednesday in a continued push to encourage better access to retirement plans for small businesses, championing bipartisan reforms to multiple-employer plans.

Commentary: By cutting cash-outs among 401(k) plan participants, sponsors can help more savings stay in the overall retirement system.

Reasonable cost, leadership support and an investment line-up that meets the needs of all participants are important attributes of a successful 401(k) plan.

Commentary: As college costs continue to rise and student loan debt reaches unprecedented levels, a 529 plan can offer a valuable benefit for employees looking to meet their college savings objectives.

With some employees forced to retire earlier than expected because of health issues, employers need to reinforce the "save early" message.

Smart millennials are rejecting higher salaries for quality workplace retirement plans, says researcher Jason Dorsey, chief strategy officer with The Center for Generational Kinetics. Do you agree?

Money management firm Stadion aims to customize target-date funds for the small-plan market with new managed account product.

When David Hassell, CEO of software company 15Five, shopped around for a 401(k) plan he was left frustrated and confused by vendors’ lack of fee transparency.

Retirees can save money in retirement by moving to an area with a lower cost of living but that’s not a realistic choice for many.

Although target-date funds might not be the right investment vehicle for every 401(k) plan member, here are six reasons they’re better than other options.

Financial services programs are topping the list of non-insurance offerings from employers, who recognize the impact such stress can have on productivity.