Small retirement plan market overlooked
Money management firm Stadion aims to customize target-date funds for the small-plan market with new managed account product.
Financial wellness
15Five automates 401(k) plan
When David Hassell, CEO of software company 15Five, shopped around for a 401(k) plan he was left frustrated and confused by vendors lack of fee transparency.
Difficult retirement choices ahead for baby boomers
Retirees can save money in retirement by moving to an area with a lower cost of living but thats not a realistic choice for many.
Benefits Think Why TDFs are the best 401(k) plan option
Although target-date funds might not be the right investment vehicle for every 401(k) plan member, here are six reasons theyre better than other options.
Robert C. Lawton
Lawton Retirement Plan Consultants
The voluntary benefit that’s addressing a major employee concern
Financial services programs are topping the list of non-insurance offerings from employers, who recognize the impact such stress can have on productivity.
Health, retirement benefits merging on MassMutual exchange platform
The merging of health benefits and retirement planning on an exchange platform is a trend worth taking note of.
Savings barriers contribute to financial stress
Financial stress can affect employee productivity and while many employees say they understand the importance of saving for retirement, some say they cant afford to save or lack understanding about where or how to save.
Benefits Think A blueprint for lifetime participation in 401(k) plans
Portability solutions are a proven method for facilitating and actively encouraging participants to keep their hard-earned savings in the retirement system.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Fund managers unprepared for SEC money market rules
When performing due diligence, retirement plan fiduciaries must be aware of new SEC rules for the money market funds included in their 401(k) investment lineups.
Sticker shock of retiree health costs reinforces savings message
Employees who dont factor health care costs into their retirement planning could be in for a rude awakening.
Benefits Think Weak equity markets present 401(k) executive benefit opportunity
The bad equity markets have one silver lining for those executives in your organization that might have large 401(k) account balances: In-plan conversions to Roth 401(k) accounts.
Robert C. Lawton
Lawton Retirement Plan Consultants
Financial education the foundation for improved employee productivity
A solid financial wellness program needs to focus on three big ideas: big data, behavioral science and technology, according to experts at this weeks Benefits Forum & Expo.
Final fiduciary rule rests in DOLs hands
John Engler, president of Business Roundtable, called on Secretary of Labor Thomas Perez to consider changes to the fiduciary proposal.
Student debt repayment takes priority over retirement planning
Retirement planning is harder than sticking to a diet and exercise program, millennials say.
Benefits Think The case for high performance health care
Can business leaders be coaxed into focusing on the serious economic threat posed by unbridled health care excesses?
Brian Klepper
Worksite Health Advisors
Retirement confidence: How does the U.S. stack up?
Retirement confidence around the world is up, yet only a third of employees report receiving retirement information from their employer.
PwC, Starbucks take different approaches to helping workers pay for college
Tuition assistance programs can be a valuable benefit in a competitive job market.
Benefits Think Dont get the Medicare equation wrong: What employers should know
Commentary: As more baby boomers work past the traditional retirement age of 65, understanding how Medicare interacts with workplace health benefits becomes crucial for economic well-being.
Cindy Lapoff
Manning & Napier
Plan sponsors focused on investment costs
Martha G. King, managing director of Vanguards institutional group, addresses the evolution of retirement plan education and the challenges of guaranteed annuity products within 401(k) plans.
DC plan sponsors hyper-focused on fees
Actively managed funds still represent the largest chunk of most 401(k) investment lineups, but passively managed investments have risen in recent years because of fee disclosure regulations, target-date funds and the notion that managed accounts have been unable to beat the returns of index funds.