Editor’s note: Guest columnist Brian Klepper will be moderating a panel discussion at next week’s Benefits Forum & Expo in Orlando, Sept. 30-Oct. 2, on health insurance consolidation. Agenda and registration information is here.

Commentary: Note to would-be health care reformers: don’t bother trying to drive change through policy, because you’re vastly outgunned. The industry you would reform owns Congress and the legislatures.

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