Benefits Think Automated cash flow management app can aid retirement planning
Increasingly, employers are expanding wellness programs to include financial guidance. But do these programs go far enough?
Financial wellness
Senate report calls attention to womens retirement needs
Women over the age of 65 are twice as likely as men to live in poverty in retirement because of lower wages, more time spent out of the workforce and lack of access to retirement savings plans.
Obama looks to states on retirement readiness
President Obama this week asked the Department of Labor to propose a set of rules by the end of the year that would provide a clear path forward for states to create retirement savings programs.
Boomers unrealistic about post-retirement work
As the baby boom generation approaches retirement, employers will need to ask themselves what role a highly experienced, part-time workforce can play in their organization.
Longevity the focus of new training program for benefit pros
As the White House kicks off its Conference on Aging this week, one financial services vendor is launching a new education program for its plan sponsor clients focused on creating greater awareness of the nations aging population.
Employee well-being the new benefit mantra
Its no surprise that health care costs are continuing to rise and while employers remain committed to providing benefits, many are re-evaluating their benefit strategies.
10 common fiduciary errors
Failure to identify all retirement plan fiduciaries is just one common mistake employers make that can lead to trouble.
External asset management service vies for DC participant, plan sponsor business
There are more ways for defined contribution plan participants to gain access to professional investment management than by defaulting them into target-date funds or using a separately managed account.
Financial stress remains, despite improving economy
Women more likely than men to take advantage of workplace financial wellness programs, yet still experience more financial stress than men.
Benefits Think How to make mandatory distributions more fiduciary friendly
Commentary: The term fiduciary is often hard to define and can be interpreted in many ways, so it begs the question: How can plan sponsors best fulfill their fiduciary responsibilities in the context of a mandatory distribution program?
Spencer Williams
Portability Services Network and Retirement Clearinghouse
With the right retirement tools, an American dream is still possible
The majority of investors still believe in the American dream but many workers do not have a written financial plan to help them achieve their retirement goals.
Benefits Think How 401(k) participants can avoid sabotaging their returns
The average mutual fund investor typically underperforms the indexes each year by a wide margin. What can 401(k) plan participants (who comprise the majority of mutual fund investors) do to keep from sabotaging their annual returns?
Robert C. Lawton
Lawton Retirement Plan Consultants
Failure to rebalance, not frequent trading, cited as challenge for 401(k) plans
Market timing and frequent trades within 401(k) plan mutual funds seem to be a thing of the past, according to the Government Accountability Office.
Benefits Think The demographic disconnect: Financial wellness across the generations
Accounting for the needs of multiple generations in a financial wellness program can seem overwhelming.
Benefits Think Bridging the generational financial wellness divide
Commentary: As the boomer generation moves further into traditional retirement years, evolving employee expectations are altering the benefits landscape more significantly than at any other time in recent history.
Benefits Think Wellness conversations still one-dimensional
While employers define the topic in different ways, most are focused solely on the physical.
Loretta Metzger
Corporate Synergies
Benefits Think Chamber of Commerce study fatally flawed
Commentary: If the objective of the Chamber of Commerces study on the DOLs proposed fiduciary rules was to scare small business owners, clearly it succeeded. But it certainly failed on another level.
Robert C. Lawton
Lawton Retirement Plan Consultants
Small-plan market to suffer under new fiduciary regime: U.S. Chamber of Commerce
Small businesses will pay a big price if the Department of Labors proposed changes to the fiduciary rules go into effect, says the U.S. Chamber of Commerce.
Household income key variable in benefits plan success
Lower income employees present a particular challenge to employers as they seek to get a handle on managing their health plans.
Financial stress carries over into retirement
Women tend to stress out more than men when it comes to retirement, but they also report more positive experiences in retirement.