HDHPs

Benefit election variations across leading job sectors point to a need for better education from advisers and employers on product selection.

Nothing precludes Congressional leaders from revising the rules governing HSAs as a small step in the larger debate.

Large market employers can mitigate the risks of fully insured plans, but the small to middle market may find that joining a medical captive brings more control over their medical costs, says adviser Mark Gaunya.

Advisers think they know a great deal about CDHPs, but new data reveal a lack of understanding about associated wellness incentives and account-based plans.

Some GOP proposals, such as emphasis on HSAs and association health plans, could help put the industry on a more stable footing.

Some GOP proposals, such as emphasis on HSAs and association health plans, could help put the industry on a more stable footing.

As more sectors of the workforce adopt high-deductible plans, employers should ensure employees are aware of income-protecting voluntary benefit choices.

As more sectors of the workforce adopt high-deductible plans, advisers should ensure employees are aware of income-protecting voluntary benefit choices.

The importance of increasing plan member payment contributions is cited as a driving factor in stemming rising costs by benefit insurance brokerage and consulting firm EPIC.

EPIC brokerage cites the importance of increasing plan member payment contributions as a driving factor to stem rising costs.