Health insurance

Long used by larger companies, these medical stop-loss systems are now benefitting a wide range of businesses.

The bill clarifies that agent compensation is not an insurance company administrative expense, which could relieve financial strains on small and independent firms.

The DOL rule to allow employers to band together to create an association health plan has hidden obligations for employers.

Long used by larger companies, advisers should be knowledgeable about how these medical stop-loss systems are now benefitting a wide range of businesses.

Compliance expert Dan Kuperstein sounds off on how the regulations work, how it affects companies and what businesses should do next.`

Association health plans will likely help smaller businesses level the playing field with larger organizations, but may also frustrate employees with limited healthcare options.

Compliance expert Dan Kuperstein sounds off on how the regulations work, how it affects companies and what businesses should do next.`

The benefits update is part of a $250 million investment initiative in the wake of the new tax reform bill.

Benefit advisers are open to small employer clients embracing new association health plans, but some may shy away from them for fear of losing commissions.

The measure will repeal the ACA's individual mandate, which requires people to purchase insurance.