Healthcare plans

The statistics on type 2 diabetes are staggering but the condition that precedes it presents a window of opportunity for employers to have a real, positive impact on employee health.

An increase in the offering of consumer-driven health care products has not translated into increased understanding on the part of consumers — exposing a need for more assistance from benefit professionals and educational tools.

For most employers, the Hobby Lobby decision will have little impact, meaning they will have to comply with the ACA as written. Looking for loopholes can be risky, not just for ACA compliance but also for ERISA compliance, generally.

As media interest in health insurance exchanges decreases over time, the insurance industry may need to develop more effective communications to reach the uninsured.

Millions more Americans have gained coverage as a result of the health reform law, increasing the workload for benefit advisers, but not necessarily the compensation they receive.

The six most popular insurance plans on the New York state health insurance exchange are seeking double-digit increases in their premium rates for next year, with an average request of a 14.6% rate hike.

The DOL’s ERISA Advisory Council plans to identify current industry practices and trends regarding the types of employee benefit plan services being outsourced and the market for delivery of those services as part of its 2014 issue agenda.

Better investment returns have given more support to America's once-faltering DB plans, but benefits executives still stay they need to cut costs to deal with health care expenditures.

With the major elements of the Affordable Care Act taking effect this year, mini-med plans have met their demise, but skinny plans are gaining traction in their place.

Employers are spending more money to keep their employees healthy, even if it means sacrificing other benefits.

The Equal Employment Opportunity Commission’s vigorous zeal for employer compliance with the Americans with Disability Act is not showing any signs of letting up. As a result, legal advisers in the labor and employment field recommend that employers of all sizes conduct a thorough review of their policies and accommodations.

If it “smells like a benefit plan,” you likely have to follow ERISA, said one speaker at the National Association of Health Underwriters annual convention in Scottsdale, Ariz. Here are some general tips benefit advisers need to know about complying with this law, for your clients and their employees alike.

Multiple vendors providing best-of-breed solutions that are not integrated with each other present budgeting, deployment and management costs and challenges for benefit managers.

While health plans with accompanying HSAs are becoming increasingly popular, there’s evidence that employees aren’t always seizing the opportunity to save, or save the maximum amount.

Still in their infancy, private exchanges present a tremendous opportunity to rein in health care spending and help HR deal with more pressing issues. But what makes a good one, and how are they growing?]

With the employer mandate just around the corner, small- and medium-sized businesses are beginning to consider so-called "skinny" health plans to provide basic coverage and avoid major penalties.

In a major 5-4 ruling on religious freedom, the Supreme Court of the United States Monday ruled that religious rights of two Christian company owners trumped the rights of its employees to receive full contraceptive coverage promised by mandates in the Affordable Care Act.

“The majority of Americans, including many small business owners, are still confused about the health reform legislation,” according to Health Partners America, a broker training and education organization. Here are 10 FAQs about the Affordable Care Act and its implications for small businesses.

While many brokers consider leaving the industry in response to the changing health care environment, most agree that reform has created a huge opportunity for advisers willing to adapt.

The U.S. Department of Health and Human Services’ Thursday announcement that consumers already enrolled in marketplace plans in 2014 can auto-enroll for 2015 is largely positive for brokers, though the decision is symbolically unsettling to some.