Healthcare

When parents are able to get ahead of pediatric health conditions, medical costs, personal stress and presence at work can all be improved.

Retirees moving off employer health plans often face a confusing Medicare transition, which can lead to costly coverage decisions and delayed retirement timing.

Broader digital efforts could boost access to necessary care, address rising costs and improve health outcomes for employees.

Employees look for alternative healthcare coverage in the wake of rising premiums, sparking concern over care gaps and group plan disruption.

The objective is to have a clear view of baseline vs. current Rx trend, documented savings tied to interventions and a reconciliation check on guarantees and rebates. 

Employees are turning to consumer health apps instead of workplace benefits, highlighting a growing gap between what companies offer and what workers use.

The key to success is reviewing an administrator's fiduciary status, licenses they hold with carriers and the agent of record that is going to service the policy.

Behavioral health services deliver a 507% ROI for employers, driven by lower medical costs, reduced disability claims and improved productivity gains.

From therapy to sleep assistance to wearables, tax-free accounts can be used to help purchase products and services that promote better wellness.

How one adviser's personal experiences reinforced the value of providing long-term care coverage as part of a hybrid life insurance policy for a superior solution.

When GLP-1s are offered without expert clinical and lifestyle support, they lose effectiveness and lead to wasted money.

The time has come to assemble a coalition of defense to remove a structural flaw that has resulted in a waste margin of roughly $4,000 per employee per year.

Through digital health company eMed, Brady, its chief wellness officer, and CEO Linda Yaccarino designed a fixed-cost program for GLP-1 medication and clinical services.

Helping employees establish relationships with their care team can set them up for fewer chronic conditions and other expensive health concerns.

With more than 400 million health data breaches recorded since 2021, failure to protect plan participants from fraud may serve as fertile ground for class-action litigation.

Paytient study finds many insured employees delay care due to cost pressures, highlighting challenges for employers and benefit plan design.

With raised fiduciary expectations, the health benefits market will move toward more transparent, level-fee structures and fiduciary-aligned advice.

Employers say health care costs remain a top concern as premiums are expected to rise 6% to 7% in 2026, according to a Purchaser Business Group on Health survey.

Extended time between benefits sign-up and use, as well as overwhelming information, can render communication useless.

Full disclosure of administrative fees, rebates and spread pricing practices is essential to ensure PBM incentives align with a client's best interests.