Practice management

A strong relationship will lead to a better health care system and more informed consumers, HHS secretary says.

Is the end of employer-provided health insurance near? The heads of Zane Benefits say it is and claim a paradigm shift is moving the benefits industry toward defined contribution employer-funded health care, instead.

Advisers need to stay current on technology regulations to help employers, many of which are using multiple IT systems — a strategy that could lead to penalties.

Republican House members are challenging the DOL’s efforts to require retirement advisers to follow a fiduciary standard, saying it reduces access to options and conflicts with the Dodd-Frank Act.

Commentary: Six ways to engage customers that are most helpful, according to sales expert John Graham.

Rather than drop benefits in the Americas, which Hilton says would hurt not only its employees but hotel guests too, the company decided to move to a private exchange. During that process, one of the biggest critics of the move was the company’s vice president of benefits.

Commentary: These C-suite level positions are needed for a brokerage to run right, says MarshBerry’s Rob Lieblein.

Commentary: Sometimes the market changes in a way where these size businesses may be better positioned for success. Now may be that time, says tech adviser Joe Markland.

Health coverage is now part of a tax return, and individuals are seeking advice to ensure they file correctly.

Commentary: HR professionals must band together to share how we are handling our ACA reporting responsibilities and to pressure our vendor suppliers for better solutions and continued innovation, says Lockton's Matthew Kaiser.

Commentary: As independent health insurance agents, you can help your clients understand how taxes and health insurance intersect, building your credibility as a knowledgeable agent in the process. These guidelines will help you prepare your clients for a smooth tax season.

Commentary: Brokers who can step in and learn the business of voluntary benefits and some of the newer products hitting the market will be well-suited to bring in new clients and keep them protected against financial loss with a combination of relevant and cost-efficient solutions, says AmWINS' Sam Fleet.

Commentary: There’s a lot for your clients to consider when carefully managing intermittent leaves. The Standard's Lincoln Dirks goes in-depth on the paperwork that outlines the parameters for an absence — certifications and recertifications.

Commentary: A number of large plan sponsors have dumped all of their actively managed funds, including for better fiduciary compliance. Is it a good idea?

Increasingly diverse workforces are creating a benefit communications challenge for employers and their advisers.

Is it legal for employers to drop health care coverage and pay for employees to go to the exchanges? One industry expert says yes — if you use this payroll option.

Commentary: With the use of intermittent leave, a type of Family and Medical Leave Act job protection, on the rise, The Standard's Lincoln Dirks says this type of leave potentially may become a growing burden for your clients.

Between new players entering the insurance business and a new generation poised to dominate their sales base, brokers must re-evaluate the way they do business.

HHS has issued a final rule saying it will not qualify employer-sponsored health plans that fail to cover inpatient hospitalization as meeting the minimum value health plan standard under the ACA.

AXA S.A. is entering the U.S. employee benefits market, citing its assessment that employers with between 20 and 200 employees are under-served.