Retirement benefits

Public pension fund investments returned only 0.6% on average in fiscal 2016,

Investors are about to enter the worst two-month period of the year for stocks, according to an expert with Bespoke Investment Group.

Investors are about to enter the worst two-month period of the year for stocks, according to an expert with Bespoke Investment Group.

Younger employees are out-investing their older coworkers, with a large number contributing to a savings vehicle for their post-work years.

Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.

Guidance is sound if it’s coming from a fiduciary, fits the corporate culture and is comprehensive.

Student loan repayment, flexible work schedules and retirement funding are among the perks younger workers are looking for from an employer.

Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.

Younger employees are out-investing their older coworkers, with a large number contributing to a savings vehicle for their post-work years.

More younger workers are prioritizing saving for their post-work years and contributing as much as they can to their 401(k)s — and making sacrifices to do so.

Workers should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.

Clients should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.

More younger workers are prioritizing saving for their post-work years and contributing as much as they can to their 401(k)s — and making sacrifices to do so.

Giving employees the right tools and advice can help to address the retirement savings gap, Mercer says.

Student loan repayment, flexible work schedules and retirement funding are among the perks younger workers are looking for from an employer.

Advisers need to view themselves as more than just the overseers of plan compliance and administration and step up as the champions of a competitive organization.

A recent trend has seen DB plan sponsors transferring a portion of their plan obligations to insurance companies through the purchase of annuity contracts for the benefit of affected participants.

Clients should plan to replace roughly 80% of their pre-retirement income after they leave the workforce for good.

Relying solely on software platforms to choose health plans and enroll employees without expert interaction can cost time and money, and can even lead to compliance issues.

Giving employees the right tools and advice can help to address the retirement savings gap, Mercer says.