Retirement benefits

Employers need to offer a broad range of investment options in their 401(k) plans, including asset classes that may do reasonably well in a low interest rate environment, according to TIAA’s Roger Ferguson.

This group tends to have low levels of financial literacy, even among those with high levels of education and income, finds a report from Principal Global Investors.

With retirement accounts being affected by the upcoming fiduciary rule, many advisers aren’t sure what their first step should be.

Firm targets younger employees and those without a traditional desk job with online, on-the-go application.

The bipartisan bill from by Sen. Elizabeth Warren and Sen. Mike Lee would allow these students to save their fellowship and stipend compensation in an individual retirement account.

When employees change jobs and cash out their plan balance, they often do it over a period of years rather than all at once, according to Retirement Clearinghouse’s Spencer Williams.

In recent years, the number of employees who’ve started contributing to their 401(k) plans or increased their deferrals has grown significantly, suggesting employers’ messages are getting through.

ADP TotalSource’s Maria Black shares three tips advisers can offer small business owners to get the most out of their programs, such as year-end incentives and job flexibility.

Firm targets younger employees and those without a traditional desk job with online, on-the-go application.

When employees change jobs and cash out their plan balance, they often do it over a period of years rather than all at once, according to Retirement Clearinghouse’s Spencer Williams.

ADP TotalSource’s Maria Black shares three tips advisers can offer small business owners to get the most out of their programs, such as year-end incentives and job flexibility.

The workplace plays a significant role in facilitating retirement savings, yet less than half of workers globally are offered a retirement plan with employer contributions, finds recent research.

Employees who expect to work longer are less healthy, more stressed and more likely to feel stuck in their jobs than those who expect to retire earlier, finds new data from Willis Towers Watson.

When launching a new 401(k) program, or revamping an existing one, employers have much to consider, including eligibility, waiting periods, employer matching, plan loans and automatic features.

Some 23% of Americans with jobs said they planned on being septuagenarian employees, up from 16% in 2009, according to recent research.

Industry organizations , including the U.S. Chamber of Commerce, allege that the DOL encroached on the U.S. Securities and Exchange Commission’s territory and overstepped boundaries for regulating broker-dealers that were established by Congress.

Plan sponsors and fiduciaries face an alarming number of stable value fund and other class action lawsuits and need to assess plans accordingly, say attorneys at McDermott, Will & Emery.

When launching a new 401(k) program, or revamping an existing one, employers have much to consider, including eligibility, waiting periods, employer matching, plan loans and automatic features.

Plan sponsors should spend as much time developing education policy statements as they do an investment policy statement, says Jeffrey Hemker.

Women, in particular, are lagging in earnings and in the amount of income they’re saving for retirement, according to research from T. Rowe Price.