Retirement benefits

Helping clients understand the pension and benefit plans of seller organizations is an important part of any acquisition.

As fiduciary awareness grows, collective investment trusts, which often have lower fees than mutual funds, are poised for growth.

Determining what is actually ‘in the best interest’ of a client is a gray area that may mean a greater risk of litigation for advisers and higher fees for small investors.

Many older workers in this generation simply aren't savings enough; auto-enrollment retirement programs are listed among the potential solutions.

As defined in the new rule, investment advice includes providing investment or investment management recommendations to an employee benefit plan, plan fiduciary, participant or beneficiary, or an IRA, health savings account, or education savings account owner.

As employers structure their workplace programs, here are three strategies to consider that can better equip employees with the tools they need to succeed.

Despite the efforts of the retirement industry, many baby boomers haven't taken to the variety of savings products available, according to the latest research.

A majority of this generation expects most of their post-work income to come from Social Security, finds new research, placing added responsibilities on employers to consider implementing auto-enrollment and auto-escalation.

Determining what is actually ‘in the best interest of the client’ is a gray area that may mean a greater risk of litigation for advisers and higher fees for small investors.

Understanding the pension and benefit plans of seller organizations is an important part of any acquisition, yet many companies report having less time to complete this due diligence.