Retirement benefits

EBA’s Retirement Plan Adviser of the Year shares why offering a holistic focus on employee and organizational well-being is so important to today’s workforce.

What impresses me most about EBN’s Benefits Professional of the Year isn’t just what she’s done at Facebook, but what she’s trying to do to move the entire industry.

EBN’s 2018 Benefits Professional of the Year, Renee Albert, has led the social media giant in ramping up paid parental, bereavement and caregiving leave — along with a slew of other enviable benefits. But her most game-changing initiative is calling on other employers to do the same.

Setting off on post-work lives requires planning and an honest discussion with loved ones. Here’s how advisers can help start the conversation.

Tax cuts and other policies have stirred a stronger economy, but these results could mean vulnerable financial markets in the foreseeable future.

After listening to employee concerns over the company’s program, Benny Award winner Jodi Budnick made it her mission to upgrade the plan and help employees save more for their post-work years.

Even though the program was created by a large multinational corporation, companies of all sizes could utilize this approach.

The ruling is a step in the right direction. But be warned: There are too many unknowns for companies to begin offering the program.

IRS rules allow clients in certain circumstances to tap their retirement accounts before the age of 59 1/2 without a 10% penalty. But this still should be considered a last resort, an expert says.

Republican lawmakers introduced legislation Monday that would make the 2017 tax overhaul for individuals permanent in a bid to highlight their signature economic policy achievement ahead of the November elections.

After listening to employee concerns over the company’s program, Benny Award winner Jodi Budnick made it her mission to upgrade the plan and help employees save more for their post-work years.

The ruling is a step in the right direction. But be warned: There are too many unknowns for companies to begin offering the program.

The guideline used a specific set of assumptions: a retirement lasting 30 years with savings in a tax-deferred account and nothing left for heirs. Change just one and your “safe” withdrawal rate may differ.

Retirees will owe taxes for up to 85% of their Social Security benefits if their adjusted gross income plus nontaxable interest exceed a certain threshold.

More than one-third of the $18.1 trillion invested globally in pensions are in 133 U.S. funds, including Boeing, AT&T, IBM, General Motors and General Electric.

A study notes that retirees might be experiencing the “Homer Simpson” mindset, in which they choose immediate gratification without thinking about the long-term consequences.

More than one-third of the $18.1 trillion invested globally in pensions are in 133 U.S. funds, including Boeing, AT&T, IBM, General Motors and General Electric.

Among current retirees, the numbers aren't much better: 60% of them have not calculated how much health care costs impact their savings.

While forming a retirement plan committee seems simple on the surface, employers should take care to form them properly, or inadvertently create fiduciary risk to stakeholders.

While forming a retirement plan committee seems simple on the surface, organizations should take care to form them properly, or inadvertently create fiduciary risk to stakeholders.