The 10 worst states for employees to retire

Employees may want to contemplate a move before retirement, but the wrong one can drain their hard-earned nest egg.

A recent survey by Wallethub ranked the best and worst states for retirement. Each state was given a total score out of 100, based on affordability, quality of life and overall health factors like life expectancy.

Read more: Top 10 states for a healthy and affordable retirement

As employees contemplate their retirement plans, COVID-19 has made saving enough even more challenging. Nearly one in four employees plan to push back their retirement in order to offset the financial impact of the pandemic, according to a survey by loan provider Lending Tree.

The pandemic also forced many employees to tap into their 401(k) savings to cover unexpected expenses. More than a quarter of Americans have no retirement savings at all, according to the Federal Reserve.

However, employees have benefited from their workplace retirement plans during the pandemic. Fidelity Investments found that a third of employees increased their retirement contributions last year, and many younger employees took the opportunity to start saving in 401(k) and Roth IRA accounts.

Read more: Retirement savings are up despite the pandemic, Fidelity says

Prospective retirees should consider where their money will go the farthest once they leave the workplace. WalletHub shared the ten states to avoid: