America’s elderly are twice as likely to work now than in 1985
Inadequate retirement savings plans and sky high healthcare costs are all conspiring to make the concept of leaving the workforce something to be more feared than desired.
Retirement income
One reason lawmakers are hesitant to fix Social Security: Millennials
A proposal to increase payroll taxes is facing opposition from some lawmakers who believe millennial workers cannot afford to bear the brunt of higher payroll taxes.
2 ways to boost retirement savings
Many workers are unaware they have the option of making catch-up contributions to retirement accounts, missing out on an opportunity to boost savings.
Congress may gut the ‘stretch IRA’ that wealthy people love
New legislation that aims to give workers greater opportunities to save may put the kibosh on a strategy for passing large individual retirement accounts to heirs.
Pulling heartstrings and purse strings: Grandparents spend $179B annually on grandkids
Grandparents are advised to give cash gifts without putting their future financial security at risk.
Boomers in for a bumpy retirement
Seven in 10 respondents in a new survey who work with an adviser have a retirement savings goal.
Advisers make the difference in boomer retirement confidence
Seven in 10 respondents in a new survey who work with an adviser have a retirement savings goal.
Benefits Think States leading the way on retirement readiness
Can state-mandated retirement plans be the start of a national blueprint?
Walden Siew
Arizent
A daily latte won’t ruin your retirement
If spending $5 a day on fancy coffee puts your retirement at risk, you’ve got bigger problems.
Smaller employers tackle financial wellness
“It’s an extension of their brand,” Financial Finesse CEO Liz Davidson says.
Employees think they’re on track for retirement. Here’s where they’re wrong
Definite steps are needed to improve worker prospects: Employees should save more. Clients should offer auto-enrollment. And Congress should make it all easier.
Employees think they’re on track for retirement. Here’s where they’re wrong
Definite steps are needed to improve worker prospects: Employees should save more. Employers should offer auto-enrollment. And Congress should make it all easier.
Retirement savings rules loosen under House bill passed by panel
The legislation gives tax credits to small employers automatically enrolling workers and makes it easier for companies to partner to offer joint plans.
It’s not too late to boost retirement savings for 2018
There are still several moves that clients can make to reduce their 2018 tax bill.
Benefits Think Yes, millennials want to hear about your retirement plan
Some clients assume this generation doesn’t invest in benefits like 401(k)s, but the reality is much more complicated.
Colleen Blake
GuideSpark
Smaller employers tackle financial wellness
“It’s an extension of their brand,” Financial Finesse CEO Liz Davidson says.
Benefits Think Tax Day is coming — a perfect time to teach millennials why they shouldn’t cash out
By educating employees about the importance of incubating saver’s credits, employers can make them less likely to cash out their 401(k)s when they change jobs.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
How technology is reshaping the way Americans prepare for retirement
New innovations increase participation by making it easier to save and invest for retirement, an expert says.
Benefits Think Ask Benny: What can be done to help older workers prepare for retirement?
How can companies ensure they’re able to replace that talent after retirement?
Lauren Hoeck
Willis Towers Watson
Benefits Think Yes, millennials want to hear about your retirement plan
Some employers assume this generation doesn’t invest in benefits like 401(k)s, but the reality is much more complicated.
Colleen Blake
GuideSpark