Retirement planning

HR execs want help with compliance, costs and finding the right mix of employee perks, experts explain at the NAPA 401k Summit.

Health savings accounts are becoming vastly more important for employees because they not only help with medical savings, but put workers on a better track for retirement, experts say.

As the chances of getting audited by the IRS or Department of Labor become greater, more fiduciaries are realizing that carefully thought-out plan politics are the best defense.

Employers should help workers pay down credit cards and student loans so they can then focus attention on emergency savings, says Fidelity Investment executive at the NAPA 401k Summit.

Industry insiders question wisdom of reform that would limit contributions during the NAPA 401(k) Summit.

Benefit executives can offer HSA contributions and other services to help workers care for their aging, ailing parents.

Rules of thumb for how much to save for retirement are a starting point for planning, if only that.

Industry insiders question wisdom of reform that would limit contributions during the NAPA 401(k) Summit.

Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.

Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.

The good news? Employers can help by encouraging their employees to take advantage of the tools and resources offered by their plan provider.

Plan sponsors can help close a knowledge gap by educating employees about the advantages of contributing to an individual retirement account.

Retirees who turned 70 1/2 in 2016 have until April 1 to take required minimum distributions from their tax-deferred retirement accounts.

A retired teacher who receives a state pension in California may still qualify if they paid into the program and earned 40 credits, says a certified financial planner.

Academic’s proposal to streamline DC model would do away with complex terms and signup forms.

Benefit executives can offer HSA contributions and other services to help workers care for their aging, ailing parents.

Many seniors are unaware that Medicare premium payments are deductible, while their spouses who are still working can contribute to a spousal IRA and reduce their taxable income.

Investment option costs, provider performance and employee communications are some of the topics that should be reviewed.

Many seniors are unaware that Medicare premium payments are deductible, while their spouses who are still working can contribute to a spousal IRA and reduce their taxable income.

Getting married could boost couples' retirement prospects as it opens more retirement savings options, such as a spousal IRA.