Retirement planning

IRA investors who turn 70 before June 30 have a little more than a year to make their first withdrawal.

Your late clients' surviving spouses or children are entitled to a $255 lump-sum death benefit, as long as they meet these requirements.

Employers should consider having a financial wellness education plan, the right investment adviser and full automation in place by year-end, says Robert Lawton.

Your late clients' surviving spouses or children are entitled to a $255 lump-sum death benefit, as long as they meet these requirements.

Plan sponsors must watch out for tax law changes and rising interest rates, experts say.

The big question is whether any decisions upholding the DOL rule will be nullified by actions of the new Trump administration, says benefits lawyer Carol Buckmann.

Clients are likely to overlook the possibility of portfolio failure, unexpected financial responsibility and health issues.

A new Guardian study identifies specific behaviors of the most fiscally confident Americans.

Customizable software, such as mobile apps, can empower plan sponsors, participants, says ADP’s Joe DeSilva.

While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.

Plan participants should know how to roll-over their 401(k), says Retirement Clearinghouse’s Spencer Williams.

While some experts recommend annuitizing at least 25% of savings to generate guaranteed income in retirement, clients should weigh other options before making a decision.

The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.

Plan sponsors should consider these best practices as they plan sessions with workers, says retirement adviser Robert Lawton.

The U.S. ranks poorly among 14 developed nations, with U.S. females having the shortest life spans and U.S. males the second shortest.

Thinking about taking a job at a small company? Don’t expect a good retirement plan.

Implement an appropriate governance structure and process to prevent problems, says Principal’s Aaron Friedman.

Knowing full retirement age is a key to developing a claiming strategy that will enable pre-retirees to maximize Social Security benefit.

Stricter guidelines around 401(k) loans, more online and on-demand benefits education and regulatory changes are emerging themes this year, says Fidelity’s Meghan Murphy.

A new Guardian study identifies specific behaviors of the most fiscally confident Americans.