Retirement may be hazardous to employee health
A study suggests seniors tend to be healthier and live longer if they continue working past the retirement age, rather than leaving the labor force for good.
Retirement readiness
Benefits Think 3 questions employers should ask during America Saves Week
To help employees secure their financial futures, firms should consider their benefits package, worker needs and education efforts.
Phil Waldeck
Prudential Retirement
Benefits Think How plan sponsors can up their fiduciary game
Scheduling on-site training, attending webinars and preparing yearly checklists are among the best ways employers can fulfill their responsibilities, says benefits lawyer Carol Buckmann.
Carol Buckmann
Cohen & Buckmann PC
IRI: Employers should mandate 401(k)s for employees
The Insured Retirement Institute is urging Congress to enact a host of policies that it says will boost retirement security.
Benefits Think 5 ways to boost retirement plan participation
Clients should embrace auto-enrollment, automatically increase employee contributions each year and continually educate workers about 401(k) benefits.
Mark Lamoriello
Lamco Advisory Services
What makes 401(k) loans risky?
The new tax law has extended the grace period for outstanding 401(k) loans made by workers who switch jobs, luring more participants to borrow from their accounts, exposing them to greater risk.
Benefits Think 401(k) best practices: Investments
Plan sponsors should limit the number of fund selections, provide more fixed income choices and offer index options.
Robert C. Lawton
Lawton Retirement Plan Consultants
Cash balance plans can help small employers take advantage of tax reform
Industry insiders say smaller firms can benefit from deductions while still maintaining workplace retirement plans.
Healthcare sector modernizing retirement plans
401(k)s gaining popularity as 403(b)s and DB plans terminate, Transamerica’s annual survey with the American Hospital Association shows.
Benefits Think 5 ways to boost retirement plan participation
Employers should embrace auto-enrollment, automatically increase employee contributions each year and continually educate workers about 401(k) benefits.
Mark Lamoriello
Lamco Advisory Services
Cash balance plans can help small employers take advantage of tax reform
Industry insiders say smaller firms can benefit from deductions while still maintaining workplace retirement plans.
Healthcare sector modernizing retirement plans
401(k)s gaining popularity as 403(b)s and DB plans terminate, Transamerica’s annual survey with the American Hospital Association shows.
10 key features of a retirement-ready 401(k)
Auto-enrollment, auto-escalation, participant investment advice and Roth 401(k) availability are among the important traits of a plan.
Benefits Think How tax reform could influence defined benefit funding decisions
The legislation presents many plan sponsors with an immediate opportunity to make a pension contribution in 2018 and obtain a deduction at the higher 2017 tax rate.
Beth Ashmore
Willis Towers Watson
Benefits Think A blueprint for reuniting orphaned 401(k) accounts with their owners
Pension account auto-portability can provide security to millions of retirement-savers across America.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
LGBT workers making strides in retirement readiness
Employers play a big role in the savings success of lesbian, gay, bisexual or transgender employees because they are more likely to plan for and save for their post-work years if their firm sponsors a 401(k).
Benefits Think How tax reform could influence defined benefit funding decisions
The legislation presents many plan sponsors with an immediate opportunity to make a pension contribution in 2018 and obtain a deduction at the higher 2017 tax rate.
Beth Ashmore
Willis Towers Watson
401(k), IRA account balances rise to record levels
Employees continue to increase their contributions to retirement accounts, new Fidelity research finds.
5 to-dos for retirees as volatility returns
Retirees are advised to step back to get a better perspective and then review their asset allocation in their portfolio.
Benefits Think A blueprint for reuniting orphaned 401(k) accounts with their owners
Pension account auto-portability can provide security to millions of retirement-savers across America.
Spencer Williams
Portability Services Network and Retirement Clearinghouse