Popular 401(k) funds are packed with tech stocks
Recent volatility in popular technology stocks is a reminder to check the tech weighting in your retirement portfolio.
Retirement readiness
Employees embrace wellness but don’t take full advantage
Employers can boost engagement in well-being programs by educating employees about incentives and encouraging them to devote more time to health-related activities.
Benefits Think How employers can evaluate a 401(k) investment adviser
The best retirement providers should sign on to a plan as a fiduciary, provide a complete menu of services and have a clean background.
Robert C. Lawton
Lawton Retirement Plan Consultants
How much should workers save for retirement?
Employees aren’t saving enough, and experts offer these guidelines for workers to follow in planning for retirement.
Employees embrace wellness but don’t take full advantage
Employers can boost engagement in well-being programs by educating employees about incentives and encouraging them to devote more time to health-related activities.
Benefits Think How to boost employees’ financial wellness
Employers can help workers by offering classes and workshops, providing free credit monitoring and adding a 529 plan benefit.
Andrew S. Zito
Lamco Advisory Group
Minority employees struggling with financial wellness
Employers can help target specific ethnic groups, including African Americans and Hispanics, and the fiscal challenges they face, finds a new Financial Finesse study.
What employers should do to ensure fiduciary rule compliance
With the regulation now in effect, there are a number of things plan sponsors should do, including knowing if their adviser is a fiduciary or has conflicts of interest.
What employers should do to ensure fiduciary rule compliance
With the regulation now in effect, there are a number of things plan sponsors should do, including knowing if their adviser is a fiduciary or has conflicts of interest.
Rising healthcare costs hurting retirement contributions
Stressed out over finances, more employees are looking for guidance from their employers.
Financial wellness taking its place as a ‘must have’ benefit
More employers are developing programs to help employees plan for retirement.
How creativity, flexibility can help employees achieve retirement goals
Employers should embrace a number of methods — from wearables and high-tech tools to phone calls and printed materials — to meet workers “where they are."
Benefits Think How to create a state-of-the-art 401(k) loan program
Plan sponsors should limit loans to hardship criteria, allow just one at a time and refer potential borrowers to an employee assistance program for financial counseling.
Robert C. Lawton
Lawton Retirement Plan Consultants
How creativity, flexibility can help employees achieve retirement goals
Employers should embrace a number of methods — from wearables and high-tech tools to phone calls and printed materials — to meet workers “where they are."
Benefits Think How to create a state-of-the-art 401(k) loan program
Plan sponsors should limit loans to hardship criteria, allow just one at a time and refer potential borrowers to an employee assistance program for financial counseling.
Robert C. Lawton
Lawton Retirement Plan Consultants
Employer-based retirement system failing middle-class Americans, says ARA’s Graff
Workers with 401(k)s are 15 times more likely to save, but many employees, particularly those at small businesses, don’t have access to the retirement plans.
Benefits Think 401(k) borrowing isn’t free
Employees with grinding financial woes are tapping into their retirement accounts at alarming rates. It has an impact on employers, too.
David Sherman
Kashable
Financial wellness push is promoting the health of 401(k) plans
Aon Hewitt’s Rob Austin sounds off on what employers are doing to get the most bang for their benefits buck.
Benefits Think How retirement savings education is falling short
The financial stressors that are most important to workers are not being addressed, says Mark Singer.
Mark Singer
The Financial Literacy Toolbox
The right way to be emotional about investments
Emotion-driven decisions may result in portfolios that retirees find palatable, but they are also likely to result in lower returns.
