Retirement readiness

Understanding the pension and benefit plans of seller organizations is an important part of any acquisition, yet many companies report having less time to complete this due diligence.

Employers and advisers are urged to increase financial education so employees understand the pros and cons of tapping into their 401(k) plans for purposes such as paying off credit card or student loan debt.

Volatility fears are one reason many members of this generation haven’t taken to the variety of retirement savings products available.

Plan sponsors and advisers are still able to provide generic facts about retirement savings and 401(k) plans without being subject to the DOL’s new rule.

Employees are uneasy about their finances and employer clients that prioritize benefits education are at a competitive advantage, new MetLife research finds.

Employees are uneasy about their finances and organizations that prioritize year-round benefits education are at a competitive advantage, finds MetLife’s Annual Employee Benefit Trends Study.

Plan sponsors are urged to increase financial education so employees understand the pros and cons of tapping into their 401(k) plans for purposes such as paying off credit card debt.

New research from the Insured Retirement Institute reveals that many workers in this age group aren’t feeling very confident about their financial prospects.

New ways advisers can help clients make sound savings and investment decisions.

Many lack confidence they’ll ever be able to stop working, but benefit advisers working with employers can help them realize their post-work life goals.

Lack of consistency in 401(k) matches is one reason Teresa Ghilarducci says it’s time for a change.

Workers with access to employer-sponsored plans are feeling good about their financial prospects, according to a new EBRU report, but many nest eggs still could use some work. How advisers can help.

DB and DC plan sponsors that depend on these documents to remain in accordance with the tax code may face heightened compliance risks.

DB and DC plan sponsors that depend on these documents to remain in accordance with the tax code may face heightened compliance risks.

A lack of consistency in 401(k) employer matches and high fees are just two reasons academic Teresa Ghilarducci says it’s time for a new national retirement system.

Workers with access to employer-sponsored plans are much more likely to feel good about their financial prospects, finds new research from EBRI, but their nest eggs still could use some work.

Technology alone is not enough to help employees achieve their money goals, according to research from Financial Finesse.

Boston College’s Alicia Munnell says cajoling participants’ is not enough to boost retirement rates.

Simplicity and cost-effectiveness have helped drive increased usage of TDFs among retirement plan members and experts say the investment vehicle will likely see more customization in the future.

Women continue to lag behind men in terms of saving and planning for their future.