Retirement readiness

The city of Lenexa, Kan., launched Ramsey Solutions’ SmartDollar program for its employees as the newest addition to its list of progressive well-being initiatives.

Aimed at people who don’t have access to a 401(k) at work, this government IRA helps new and low-income workers save for their golden years.

The strategy not only helps improve employees’ chances of achieving a financially secure retirement, but it also increases plans’ average account balances.

The program that protects pensions could run out money by 2025 or sooner.

Auto-enrollment, employer matching and re-enrollment are all strategies employers should embrace to help employees better save for their futures.

Employees who put money in their workplace 401(k) plans for 15 years straight are seeing significant gains, according to new Fidelity research.

Starting preparation a decade early could allow retirement to start on time.

The city of Lenexa, Kan., launched Ramsey Solutions’ SmartDollar program for its employees as the newest addition to its list of progressive well-being initiatives.

Industry leaders share how advisers can maximize plan potential while steering clear of common pitfalls.

Although the president-elect has not shared many details, advisers and other stakeholders see the ACA playing a big role early on.