Retirement

A market correction only becomes a real risk if investors act and make buy or sell decisions to alleviate mental anguish today at the expense of tomorrow, says an expert.

By learning to recognize the common challenges that plague nonqualified retirement plans, employers can look for red flags in their own plan management — and plot a corrective course of action.

A 67-year-old wife collecting spousal benefits will be better off waiting until 70 before shifting to her own retirement benefit if she remains healthy, according to this Q&A article.

Employers including investment bank Goldman Sachs are using the tool from Qualtrics.

Consolidating retirement accounts using auto-portability can protect data.

Even if employers’ concerns are exaggerated, fear of fiduciary responsibility keeps them from offering lifetime income products.

Cuts in Medicaid could prove disastrous for low-income retirees who rely on the program for nursing home care, experts say.

Consolidating retirement accounts using auto-portability can protect data.

“Healthcare prices are increasing at levels that significantly exceed overall inflation,” an expert warns.

Unfortunately, physical and cognitive decline are among potential side-effects.