Voluntary benefits

Sharla St. Rose, director of voluntary benefits at NFP Corporate Services, shares her passion for the product lines and why all brokers need to educate themselves on these benefits

Commentary: Blogger Rich Williams discusses how voluntary benefits can pay back big returns for your small employer clients in terms of employee retention and recruitment.

Commentary: Advisers are selling more voluntary benefits than in previous years, but as the number of employers considering these benefits in 2015 increases, ask yourself, are you prepared to sell these products and meet client needs?

The costs of complying with the Family and Medical Leave Act are already large enough, but small employers must be vigilant of huge legal costs associated with inappropriate terminations.

As the part-time workforce in America expands, a growing number of employers are considering voluntary benefit packages as a recruitment and retention tool not only for full-time staff, but their variable hour employees, as well.

Employees need disability insurance and most employers are offering a group solution. But what can be done to enhance employees’ adoption of their available coverage?

Commentary: Here are five important facts that can help free your clients and prospects from the burden of administration all while offering their employees more choice, more benefits and more value, according to guest blogger Scott Mardis.

Benefit advisers and their employer clients are in a unique position to help the newest members of the workforce overcome investment fears and prepare for retirement.

Commentary: Learn about why you may be failing at cross-selling voluntary from columnist Nelson Griswold, and how to fix it.

Few small business employees say they are satisfied with their company’s benefit offerings — revealing a need for benefit advisers to work with employers to create more comprehensive benefit packages with employee needs in mind.

Road to Workplace Benefits Mania: Ahead of the July conference, speaker Donald Rowe discusses why you need something new to talk about with clients and how there's a product that no one is too old, too sick, too tall, too short or too anything to be eligible for.

Many job seekers view seasonal retail positions as “commodity jobs” – they don’t necessarily care where they work because it’s short-term and the pay is similar wherever they go. For employers, that means they can encounter difficulty finding the best talent.

Funding for Social Security Disability Insurance is set to run out by 2016, and if no further action from Congress is taken, SSDI recipients could see a 20% reduction in benefits.

Road to Workplace Benefits Mania: Ahead of the July conference, speaker Phyllis Falotico discusses why it’s important for brokers and carriers alike to help employers evolve the experience of voluntary benefits from just providing access to products to driving awareness of the need to their employees.

Paul S. Amos, who co-founded Aflac Inc. with his brothers and helped build it into the largest seller of supplemental health insurance, has died. He was 88

The Equal Employment Opportunity Commission’s vigorous zeal for employer compliance with the Americans with Disability Act is not showing any signs of letting up. As a result, legal advisers in the labor and employment field recommend that employers of all sizes conduct a thorough review of their policies and accommodations.

If it “smells like a benefit plan,” you likely have to follow ERISA, said one speaker at the National Association of Health Underwriters annual convention in Scottsdale, Ariz. Here are some general tips benefit advisers need to know about complying with this law, for your clients and their employees alike.

An abundance of veterans in the U.S. - and the litany of disabilities experienced by so many of them - makes it especially important to work to utilize their skills and experiences.

How the ACA has drawn attention to vision care coverage and prompted employers to ask advisers about this voluntary benefit.

Commentary: Columnist Nelson Griswold explores the value of selling this product line for benefit brokers and advisers.