Voluntary benefits

Millennials' lower net worth, combined with a mindset that a disabling condition will never happen to them, makes them ideal candidates for disability insurance.

A large part of the millennial population is still cooped up in their parent’s basements, but more are saying they are growing up by making more financial decisions following their first job. This blooming adult group, however, is missing out on the benefits of protecting their health through voluntary insurance, according to new survey findings from The Hartford.

Employers offering spousal benefits are more likely to attract new employees and retain the ones they already have, a new study from staffing firm Spherion shows.

Employees with ready access to mobile devices, such as smart phones and tablets, prefer accessing employee benefit and pay information using mobile apps rather than using their desktops and laptop computers, an ADP Research Institute Study shows.

Industry onlookers are saying that the voluntary exemption in the Affordable Care Act will do little to improve dental health across the nation as projections point to federal and health exchanges doing little to lower costs for Americans. However, can private dental exchanges and savings plans help to fill this void?

Commentary: Innovative technology is eliminating payroll deduction as the method of choice for collecting voluntary benefits premium, sounding the death knell for payroll deduction, says Nelson Griswold.

Employees fear the financial impact of a critical illness more than dying from one. Take advantage of the growing popularity of this voluntary benefit today.

The Americans with Disabilities Act Amendments Act (ADAAA) has changed the way your clients manage their employees’ disability leaves. The Standard has found five mistakes employers may make when considering ADAAA accommodations.

Is now the time to offer accident or critical insurance along with other traditional benefit enrollments? With the uncertainty facing the Affordable Care Act’s employer mandate and the high costs associated with these medical claims, new research from MetLife finds that communication of these voluntary benefits will help with employee productivity and cost savings.

Blogger Vinnie Daboul on how to get clients to seek you out for advice — not just to place a transaction.

EBA recently introduced a concept several brokers across the country are embracing — the retail storefront. But one broker doesn’t just want to attract individual clients to walk-in, he plans to use the space to enhance offerings for his group client employees, too.

Through strategic partnerships, small brokerages can compete on a national level.

Outcomes tracking and easy access are contributing to the rise of the employee assistance program. But your clients need you to spread the word.

Despite the best intentions of retirement plan sponsors, 24% of Americans report that they have borrowed against or took early distribution from their retirement plans in the past three years, according to recent data from Purchasing Power.

It’s not hard to make a compelling case for the value of income replacement products in the voluntary benefits suite, but they’re still a low priority for many HR decision makers. A new federal caucus – and some new employee-centered awareness – might give disability insurance the focus it needs.

Lou Faiola takes relationships to a new level. From carriers to brokers to beneficiaries, his commitment to benefits is apparent to all whose lives he touches.

There is a big difference between price and cost when it comes to disability insurance, writes The Standard's Steve Brady.

The executive benefits market is off and running again after the economic downturn.

Four turnkey solutions to the problem of true benefits engagement.

While it provides peace of mind for employees, some brokers question this non-insurance benefit.