Healthcare

Some baby boomers are carrying too much risk in their retirement portfolios because of the stock market’s rapid rise over the past five years.

Advisers who provide a variety of distribution methods, year-round support and targeted messages help employees better understand their benefits, which leads to increased participation.

State-based marketplaces were overall quite successful in retaining enrollees, however, a large number of consumers shopping within the marketplace during 2015 open enrollment decided to switch plans based on the price of services offered.

Commentary: The health care cost crisis needs to be addressed now. Enter applied predictive analytics.

While states are starting to realize they need to step up and help private sector employers better prepare their employees for retirement, Americans continue to fall short in meeting their economic needs in retirement.

With its streamlined technology platform and no fee business model, Zenefits has created quite a stir in the benefits industry. Should brokers be scared or should they be thanking Zenefits for pushing the envelope?

Commentary: If you ask people how they would make decisions today while working, most would tell you they can only make an educated guess or seek advice from financial professionals. Imagine how disconcerting this is when they no longer work and earn paychecks.

Commentary: When it comes to disabilities, employers need to do more than simply provide accommodations.

The IRS continues to seek industry input on the Affordable Care Act’s excise tax on high-cost employer-sponsored health plans.

Employee financial stress can often be overlooked by the C-suite. Yet, some industry experts say it can have a major impact on the company’s productivity and profitability. Financial education should be considered a pivotal component of any employer’s wellness program.