Healthcare

Commentary: Columnist Nelson Griswold discusses why sophisticated employee benefit advisers are increasingly discussing self-funding of the health plan with mid-size employers.

Failure to identify all retirement plan fiduciaries is just one common mistake employers make that can lead to trouble.

Narrow-network restrictions help health insurance carriers participating in public exchanges limit their exposure to adverse selection and better manage the cost of patient care, but they’re also an annoyance for health care exchange enrollees who want unencumbered access to doctors and hospitals.

Commentary: Disruption is the word of the day in the evolving health insurance industry.

A healthy if not spectacular jobs report from the Department of Labor supports mid-market employer plans to bolster training programs to keep employees from jumping ship.

A group of lawmakers has introduced legislation to roll back guidance from the Treasury Department that prohibits employers from using stand-alone health reimbursement arrangements to reimburse employees for health care-related expenses.

There are more ways for defined contribution plan participants to gain access to professional investment management than by defaulting them into target-date funds or using a separately managed account.

Commentary: The ACA’s Cadillac tax is like a patient, powerful hurricane moving across the Atlantic. If it makes landfall, the impact will be dramatic.

Commentary: It’s natural to fear that fewer insurance companies will mean less choice in health plans and less differentiation and innovation. But there is good news.

Selecting the right partners, learning from colleagues and understanding the needs of each client will help agents who are new to this space.