Advisers Latest

Attempting to circumvent the costly specialty drug chain, brokers are encouraging clients to shop for FDA-approved drugs outside the U.S.

The Columbus, Ohio-based brokerage saves client’s money by taking them partially self-funded, bringing in proprietary stop-loss coverage and introducing transparent PBMs.

Even high-net-worth clients are reluctant to discuss LTC planning, a new survey finds.

Because next year will be too late.

They need documentation showing how they reviewed, selected and monitor their TDFs and if their investment strategy fits with participant demographics.

Developing a financial wellness program and providing and promoting stress-relief activities are among the ways employers can take action.

To stand out in a tight market, advisers need to transcend their clients’ expectations. The best way to do this is by becoming a human-capital consultant.

The company aims to make benefits administration easier for human resources professionals, producers and employees.

Digital strategist recommends Facebook or Slack groups as an optional avenue for year-round benefits communication, though a millennial broker begs to differ.

Advisors should frame health care costs as an annual expense rather than a lump sum, which is demotivating for investors, according to Vanguard.