Advisor strategies

The calculator that determines subsidies for the 36 states relying on the federal government for exchanges come Oct. 1 isn’t working in tests, according to the Wall Street Journal.

A recent ruling by the DOL prevents HRAs from being used by employers as the only vehicle for supplying medical benefits.

Effort to coincide with open enrollment.

For those who have taken the time to read through the model exchange notices recently released by the Department of Labor you may have noticed some glaring issues with the questions, writes UBA CEO Thom Mangan, who helps provide some clarity.

The Affordable Care Act is the best chance for the U.S. to achieve near universal medical coverage and curb health care costs that hurt the nation’s global competitiveness, former President Bill Clinton said.

A 25-year-old New Yorker earning $25,000 a year will pay as little as $62 a month for health insurance next year, and a peer living in Vermont may pay nothing, according to a 17-state survey of premiums under the U.S. health care overhaul.

In response to last week’s legal reminder about the Oct. 1 ACA employee communications, we’re bringing you more information on the requirements.

Jennifer Eilers is Employee Benefit Adviser’s 2013 adviser of the year. She excels at both long-term strategic planning and in-person client communication.

Craig Davidson on how disclosure requirements under ERISA are a costly proposition.

Just what is the role of an employee benefits broker in the aftermath of the Affordable Care Act?

New research out of the University of Minnesota analyzes employer data and the NAHU database to find a correlation between small businesses’ health coverage and costs and the number of brokers in a given area of the U.S.

Federal officials now will allow some insurers to wait until 2015 to comply with the consumer protection.

United Parcel Service Inc.’s decision to drop health benefits for 15,000 of its workers’ spouses may be a sign of the future, as U.S. businesses grapple with rising medical bills and the added burdens of the ACA.

With the recent employer mandate delay, some businesses might be overlooking the requirement to provide a notice to employees about health insurance coverage that may be available through a public exchange. Advisers should remind clients about this important requirement.

Towers Watson has signed a web broker entity agreement with the Centers for Medicare & Medicaid Services, which supervises the health insurance exchange operated by the federal government in 36 states.

Regulators moved to limit a potential loophole that critics say could have been used for fraud in the new state insurance systems set up by the Affordable Care Act.

Oregon, a Democratic-led state that has embraced President Barack Obama’s Affordable Care Act, won’t meet all the requirements for its health insurance exchange when the online marketplace opens Oct. 1.

A breakdown of the potential impact seen already from the SHOP exchange delay.

Blogger Sam Fleet knows there will be a lot of questions about the health care exchanges and shares five misconceptions to help shine light on some of this 'misinformation.'

The first bills to threaten the navigator program were introduced last week in Congress.