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Undergraduate enrollment at U.S. colleges and universities is dropping as more students question whether the costs of getting a degree are worth it.
The number of undergrad students dropped 1.1% this year, and is now down 4.2% since 2020, according to preliminary data from the National Student Clearinghouse.
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From loan repayment and forgiveness to tuition planning, employers can improve workers' education about how to proceed following July 1 changes to plan options.
Americans' financial literacy has slipped to a 10-year low, with new TIAA Institute data showing weaker scores, wider gaps, and rising reliance on AI tools for money decisions.
If wealth management clients have children who are recent college graduates, pointing them in the right direction on their first 401(k)s helps build strong connections with two generations.
Starting July 1, 2026 Parent PLUS loans will no longer be eligible for flexible repayment options.
Experts say AI can enhance employee benefits, boost productivity and support financial wellness, but trust, bias concerns and scaling challenges still slow adoption.
