When do state pension plans reduce Social Security benefits?
A retired teacher who receives a state pension in California may still qualify if they paid into the program and earned 40 credits, says a certified financial planner.
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4 overlooked tax breaks for retirees
Many seniors are unaware that Medicare premium payments are deductible, while their spouses who are still working can contribute to a spousal IRA and reduce their taxable income.
How marriage can result in a secure retirement
Getting married could boost couples' retirement prospects as it opens more retirement savings options, such as a spousal IRA.
3 reasons to marry for money
Getting married could boost couples' retirement prospects as it opens more retirement savings options, such as a spousal IRA.
Are taxes lurking in tax-free retirement accounts?
Investors can expect a bill from their traditional IRA or Roth IRA if they hold non-traditional assets, such as limited partnerships.
Why did some 401(k)s earn 4% last year when the S&P was up 10%?
Despite a stock market rally, it is possible that American's 401(k) returns will remain low.
Last-minute IRA tips before filing taxes
Here’s one reason why clients should consider maxing out their contributions ahead of claiming deductions this year.
Last-minute IRA tips before filing taxes
Here’s one reason why clients should consider maxing out their contributions ahead of claiming deductions this year.
Older workers may have to postpone retirement under GOP plan
The new Republican bill slated to replace the Affordable Care Act could result in a significant increase in health insurance premiums for older workers.
Older Americans may have to postpone retirement under GOP plan
The new Republican bill slated to replace the Affordable Care Act could result in a significant increase in health insurance premiums for older workers.
How employees can retire happily on less than $1M
Despite the projected increase in healthcare expenses, clients can expect their total living costs to decline after they retire, as they will owe lower or no income taxes and have fewer items on their budget.
How clients can retire happily on less than $1M
Despite the projected increase in healthcare expenses, clients can expect their total living costs to decline after they retire, as they will owe lower or no income taxes and have fewer items on their budget.
Fees can do serious damage to employees’ retirement
Clients who have assets in an IRA but want to reduce the costs may want to roll the money into their 401(k) plan if their employer allows such transfer.
How much should employees save by age 30
Clients in their 20s should focus on retirement savings as much as their other financial needs, such as rent and credit card payments.
4 tips for avoiding capital gains tax
One way for clients to avoid or minimize their capital gains tax is to hold investments in tax-advantaged retirement accounts, such as IRAs and 401(k) plans.
More Americans live in fear of retiring poor
85% of survey's respondents felt that lawmakers don't understand the difficulty they face when building a retirement nest egg.
More Americans live in fear of retiring poor
85% of survey's respondents felt that lawmakers don't understand the difficulty they face when building a retirement nest egg.
College loans are making it hard for parents to retire
Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.
College loans are making it hard for parents to retire
Nearly 2 million Americans aged 50 to 64 had Parent Plus loans last year, and 200,000 retirees aged 65 and older carrying the same type of loans.
3 smart money moves for workers in their 40s
One important somber step for 40-something clients is to consider what happens to their assets when they die.
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