Fixed income

The next few weeks will be critical as the COLA is determined on the average inflation rate in the third quarter — July, August and September — versus the average third-quarter inflation a year ago.

For employees who have stocks vesting in the near term, consider carefully what your holistic financial plan indicates you should do.

Cloud-computing companies have been a clear beneficiary of the stay-at-home and social distancing measures to help combat the spread of the virus.

Clients are advised to keep some of their savings in cash and focus on their long-term prospects.

“Find ways to generate income,” says one financial planner.

While some retirees have seen a substantial increase in spending, many others are enjoying financial freedom.

Investors who plan to retire early are advised to start saving as soon as possible and diversify their earnings with multiple sources of income.

These programs can be great retention tools that help employees add to their retirement savings.

Administrators can improve their year-end process to wrap up outstanding dispositions and plan for tax season.

Workers, 35 and under, view stock plan benefits differently than older generations, and want greater participation in companies’ growth potential.