Editorial Staff

By August 1, health insurance companies had to issue rebate checks based on their medical loss ratio formulas. The MLR provision of PPACA requires 15% or 20% of expenses be spent on plan administrative costs. Big "I" CEO Robert Rusbuldt shares several points about the law.

The National Association of Health Underwriters held its annual convention in late June amid a mood of apprehension, as the attendees expected a Supreme Court ruling on health care reform during the convention.

7:00 a.m. The morning begins with checking my smartphone and going through LinkedIn and Twitter. I then check emails and respond accordingly.

As employers move past the anxiety and drama over the Supreme Court ruling on health care reform, there's no escaping the fact that steep employee medical benefit costs remain as a serious concern - not only in the United States, but all over the world.

Worries persist that working Americans aren’t saving enough to afford a life of leisure, but maybe retirement isn’t all that it’s cracked up to be.

Think most employees can truly stay away from the office while on summer vacation?

Individuals planning for retirement are increasing their diversification and turning to professional managers for help, according to a study by Vanguard.

As employee medical benefit costs escalate at double-digit levels worldwide, a new survey finds that wellness programs and health promotion strategies are gaining traction.

No day is ever the same for a hard-working employee benefit consultant. For those of you who've always wondered what the competition is up to, EBA premieres a monthly feature in which an adviser tracks one routine day. Read as Ryan Hanley of The Murray Group Insurance Services, and a daily user of social media, shares his ‘day in the life.’ Want to be featured yourself? Email marli.riggs@sourcemedia.com.

At 2 p.m. EST tomorrow experts will provide insight on the fate of the mandate for individuals to purchase health coverage, and the finding on the constitutionality of PPACA as a whole. Sign up for the web seminar which will be held hours after the decision is released.

Employee Benefit News and the Personal Financial Employee Education Foundation wish to help employers share benefit sponsorship information and core beliefs about financial education with a new survey and upcoming networking opportunities.

April 3, 2012 5:30 a.m. As I stagger to the Keurig, I notice the flashing words, "NOT READY." I emphatically agree with the machine and tell us both to suck it up. As I savor the first cup of coffee, I grab my iPhone and read those ever-so-important emails that happen between 10:00 p.m. and 5:30 a.m. I truly believe a lot of people suffer from insomnia. I also believe that people think about insurance as a last-ditch effort to combat it.

Continued economic uncertainty has led all workers to dip into their retirement savings, but minorities have been the hardest hit, according to a new study from Ariel Education Initiative (a nonprofit affiliate of Ariel Investments) and Aon Hewitt. Compared to their Asian and white counterparts, African-American and Hispanic employees are eroding their retirement savings at an alarming rate.

Today marks the eighth annual celebration that honors the important work benefits practitioners and professional advisers do on behalf of North America’s workforce.

Creating an adequate amount of income for individuals to live comfortably in retirement will require a combination of several income producing strategies, as well as knowing what constitutes realistic and "safe" withdrawal rates from retirement plans, according to a new issue brief by the Institutional Retirement Income Council.

Employers across America face unprecedented challenges in providing competitive employee benefits while still controlling costs. Public-sector employers face additional obstacles from revenue shortfalls and increased public scrutiny of government spending. Yet employers, both public and private, have access to many proven solutions that can help them control and even reduce costs while continuing to offer a strong benefits package. …

It’s not often that you hear the leader of a Fortune 100 company publicly acknowledge the imminent demise of his venerable, profitable business model.

A new Nationwide Financial study shows three-quarters (74%) of women small business owners expect their business to be negatively impacted in 2012 by the economy. Just one in five (22%) think the state of the economy will improve and one third (34%) expect their sales and revenue to decline.

A majority of human resource executives at U.S. hospitals and health care systems expect health care reform to hasten the transformation of the industry’s traditional business model, according to a new survey by Towers Watson. The survey also found that workforce issues, including shortages of primary care physicians, the need for a wider array of staff skills and new leadership models, will rise in importance as the industry grapples with this transformation.

A tighter partnership between corporate finance and human resource executives may be on the horizon as U.S. companies begin to address the implications of health care reform for their reward programs and talent management strategy, according to a new survey by Towers Watson and Forbes Insights. The survey finds that both groups of executives share an expectation of further increases to their health care and other reward budgets in the next few years although, surprisingly, neither sees any change in the mix or cost allocation for their overall reward programs