Nick Otto

Retirees should move beyond the long-held “4% Rule” and take into account the full range of financial opportunities and risks they could face going into the golden years.

While employers are continuing to feel the impact from a multitude of changing laws and regulations, worries about the Affordable Care Act have begun to subside, to some degree. But the jury is out on the long-term implications of the ACA, and the ways benefits managers will live up to its stipulations in coming years.

The Senate Wednesday failed to get enough support for its reversal plan of the recent Supreme Court Hobby Lobby ruling that will allow some employers to decline providing insurance coverage for some forms of birth control based on religious grounds.

Wellness and retirement educational tools are paramount in an ever-changing landscape of employee benefits, and Mercer has taken a unique approach in its newest endeavor, Mercer Benefits U.

When it comes to retirement savings, no family structure is apparently better prepared than same-sex couples without kids, who reported having $276,200 tucked away – the very model of successful workplace savers.

Sens. Patty Murray (D-Wash.) and Mark Udall (D-Colo.) on Tuesday introduced new legislation to counter the debated Supreme Court Hobby Lobby decision, which favored religious exemptions to certain contraception methods.

Funding for Social Security Disability Insurance is set to run out by 2016, and if no further action from Congress is taken, SSDI recipients could see a 20% reduction in benefits.

More than two-thirds of state and local public employees feel confident that they will have enough money to live comfortably in retirement.

Employers are spending more money to keep their employees healthy, even if it means sacrificing other benefits.

Pension Benefit Guaranty Corporation’s single-employer program is improving, but the funding crisis for multiemployer pension plans is not, according to the agency’s fiscal 2013 projection report.

In a major 5-4 ruling on religious freedom, the Supreme Court of the United States Monday ruled that religious rights of two Christian company owners trumped the rights of its employees to receive full contraceptive coverage promised by mandates in the Affordable Care Act.

The National Business Group on Health this week recognized 63 U.S. employers for their continued efforts in promoting healthy work environments and encouraging employee wellness.

A nearly 7% spike in health care costs in 2015 can be attributed to a revitalized economy, the modernization of health care technology and the drastic increase in specialty drug use.

In contradictory fashion, paying off debt was cited as the top reason for taking out a loan from retirement plan savings (46%), yet only 26% of respondents said paying off debt was a good reason to take out a loan.

For almost half the country, retirement might not be all golf games and trips to see grandkids, as many will be partially working in or through their golden years.

Starbucks is helping its full- and part-time employees earn college degrees through a partnership with Arizona State University's online program beginning this fall.

Although a vast majority of employers plan to continue providing health care benefits for their employees, many are taking drastic action to mitigate the health care reform law’s financial effects on their benefit strategies.

Automatic 401(k) features – including auto-enrollment, as well as plans that also automatically increase participant contributions each year – are beginning to have a significant impact on the success of employer-sponsored savings plans, and the balances of participants who’ve stayed in the game.

Employers in Southeast Michigan have projected an increase in health care costs this year. Still, to retain talent, businesses say they intend to continue offering health benefits to full-time employees, despite price increases resulting from the ACA.

Instead of looking outside to increase workforce diversity, companies should first look inside and develop an internal labor map of their own workforce. But, experts caution, analytics alone won’t create greater diversity and should be used in conjunction with other tools.