Employer Strategies

Rising costs are eroding revenue, but market developments, such as increased transparency, can change the trajectory, says adviser Todd Rolland.

In a “system built by the rulemakers,” Mark Gaunya, principal at Borislow Insurances, discusses how to stem rising costs through provider and payer competition.

American workers report that their jobs have an impact on their health, and employers must adapt to address losses from sick days.

A premium surcharge will be imposed on top earners who pay up to $4,090 in combined surcharges for Medicare Parts B and D above the base yearly premium.

The measure’s provisions have become most controversial and are being challenged in a Texas lawsuit brought by eight employer groups.

Employer-sponsored Mercer Complete Care helps employees manage individual, family health plans, benefits.

What employers need to bring down healthcare spending and improve care quality is a strategy that helps employees understand the care they need, what it costs and where they should get it.

Many employers and advisers do not think about this law when it comes to such compensation, says attorney Casey K. Fleming.

Potential cost increases within DB plans attributable to late retirement should be fully understood, says Principal’s Mike Clark.

Lawmakers are not experts on healthcare, so it is incumbent on brokers to help educate them, says Ed Oleksiak, VP at Holmes Murphy and former legislative council chair at NAHU.