Healthcare

U.S. officials on Monday cited two health insurers for excessive premium increases, under consumer protection rules of President Barack Obama's health care reform law that could soon be nullified by the Supreme Court.

In a new report titled Opportunities in Reaching the Middle Market with Life Insurance: New Pathways to Growth, Conning estimates the middle- market life insurance protection gap to be $10.2 trillion - a 56% increase when compared to the firm's last study of the middle market in 2006. The total protection gap across all income brackets has more than doubled.

Not only is it painful for an employee to hear the news that their loved one has suffered a heart attack, but the unforeseen costs of health care will soon take a physical, emotional and financial toll if they are not prepared.

In February, the Departments of Labor, Treasury, and Health and Human Services issued final regulations implementing the new summary of benefits and coverage requirement under the Patient Protection and Affordable Care Act. The agencies also released a separate document providing additional guidance on the SBC requirement, which includes a template for the summary, instructions, sample language, a guide for coverage example calculations and the uniform glossary.

This article is the first in a two-part series examining the challenges in achieving true parity for mental health benefits. This article explores the history of mental health parity legislation, while the second installment - scheduled for EBN June 1 - will address barriers to care due to lack of access and provider shortages.

You've likely heard of best-selling author Stephen King and Academy Award-winning actress Judi Dench and could name several of his books or her films. And although you may have heard of age-related macular degeneration, it's significantly less likely that you could name the disease's warning signs, debilitative effects and resulting high costs.

The American Medical Association estimates that every year, $73 billion is lost in unnecessary health care expenditures due to poor "health literacy," the inability of consumers and employees to obtain and understand health care education.

Recently, I had an opportunity to attend a luncheon where Florida Governor Rick Scott gave the keynote address. He was surprisingly bright and certainly on top of things here in our sunny state, which has suffered a few economic kicks in the head over the past few years. He spoke on myriad issues and provided a number of positive statistics that indicated his short time in office has been a success. Unemployment is going down, while tourism is going up. Each topic was one of importance, but I was particularly interested in hearing what this first-time politician had to say about Florida's current position on health care reform.

Lyndsey Allen used to work across the street from Zappos' main office in Henderson, Nev. She'd sit in her cube, watching Zappos staffers stage impromptu parades around the parking lot in themed garb. She was perfectly content at her current job, but wanted something different. For six months, she prowled the Zappos job site and when a recruiter position opened, she pounced. A year-and-a-half later, she conducts phone interviews at a desk in the middle of the Zappos office, where those spontaneous parades now play an important part in her daily work.

Employees who feel valued at work are more likely to report better physical and mental health, as well as higher levels of engagement, satisfaction and motivation, according to a survey by the American Psychological Association.