Will going back to work end workers’ Social Security benefits?
As long as their earnings won't exceed the limit set by the Social Security Administration, they will not lose their benefits.
IRAs
3 bad reasons workers don’t fund IRAs
Only less than one-third of workers polled by TIAA claimed that they are contributing to an IRA
Do Social Security rules change by state?
Employees should consider that state laws may differ on who may be legally recognized as a beneficiary's spouse and thus whether their partner would be entitled to spousal benefits.
Do target-date funds make sense for employees?
While the funds are ideal for certain people, they don't address important retirement considerations, such as the cost of funding a comfortable living and a person’s savings rate.
4 ways to take money from 401(k)s or IRAs without paying a penalty
IRA investors can draw funds from their accounts tax-free if the money will be used to fund college tuition and other related costs.
Why working past 65 can be doubly rewarding
Adding five years to working years will enable workers to replace their pre-retirement income by up to 90% instead of 60% in some cases,
3 reasons workers should claim Social Security early
Employees looking to launch a business should consider collecting their retirement benefits early.
How the tax overhaul expands 529 benefits
The law allows clients the ability to make tax-free withdrawals for elementary and secondary school expenses.
How workers can get the most out of 2018 financial resolutions
One strategy to enhance financial prospects is to get a part-time job via the gig economy.
3 top index funds for an employees’ IRA
Workers may want to opt for a fund that follows small companies as they will benefit from a lower corporate tax rate under the new tax law.
What makes the U.S. retirement system a bad example
A pension expert from the Netherlands says that the U.S. retirement system sets a bad example in securing the golden years of its workforce.
3 money mistakes that could ruin workers’ retirement
Employees should refrain from cosigning their child's student loan, as Social Security could garnish their retirement benefits if the child defaults on the loan payments.
Tips for avoiding costly RMD missteps
Missing required 401(k) minimum distributions are subject to a penalty equal to half the amount that should have been taken.
Trump asks Americans, ‘how’s your 401(k)?’ Here’s the answer
Although the current year has been good for participants, many workers are not investing in a retirement plan.
Year-end strategies to save money on taxes
Those who leave the workforce and are sitting on losing investments may do tax-loss harvesting, or they may donate their winning holdings to a charity to avoid the capital gains tax
The December 31 deadline for a clever Roth IRA tax move
Investors are advised to do a Roth conversion before year-end to make the most of the federal tax deduction for state and local income taxes, which could disappear next year.
4 retirement moves for employees
With the right steps, workers can reduce their tax liability, as well as new sources of retirement income with different tax treatments,
4 smart Social Security moves to make before year-end
Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.
A harsh financial reality facing retirees
One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.
One mistake seniors can’t afford to make
Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.
