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Workers want more diversified options for how to spend money traditionally accumulated in workplace retirement accounts, a study by financial services group Alexander Forbes finds.

Advisers should be prepared to explain what they have to gain from the client relationship, no matter how federal regulation ultimately unfolds.

They can direct the payments to fund life insurance that they can use for estate taxes, charitable gifts and leave as a legacy for their loved ones.

Less volatility, lower litigation risk and greater simplicity are reasons for embracing this strategy, says adviser Robert Lawton.

Allen Nieves works to offer clear-cut advice for small businesses.

While supporters praise the Preserving Employee Wellness Programs Act’s consistent view of incentives across various laws, critics worry about patient discrimination.

Messaging can recruit, motivate and encourage healthy behaviors, but it also can compromise credibility, fuel addiction and unleash harassment.

Companies that offset the burden for employees with medical and support services are likely to see higher retention rates and improved productivity.

EBA Rising Star Daniel Hostetler meets rising client expectations by overcoming the challenges of youth through the power of information.

Benefits available through work, such as purchasing programs, aim to curb absenteeism and help workers better manage their compensation.