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Columnist Nelson Griswold on what the voluntary sales space is doing wrong and how to fix it.

Karen Winters, a broker at San Diego-based Benefit Pro Insurance Services, Inc., works non-stop on ACA enrollment.

Culling through big data is nothing new, but professional employer organizations like Engage utilize databanks from multi-location businesses to laser-focus employers’ risk management. Until recently, employers and their benefits advisers could only assess risk for a bird’s eye view, over an entire company. Now with new technology, they can hone in on medical claims and safety data from each restaurant location, distribution center or factory.

The Internal Revenue Service recently drafted ACA regulations that offer some insight into what will be the associated monetary penalties for individuals who do not take up health care coverage. IRS officials laid out guidelines for what will be deemed as “minimum essential coverage” under the ACA. Officials also offered a breakdown of fines.

Three million people have enrolled in private health plans offered through the Obamacare insurance exchanges, U.S. officials said.

New business unit consolidates recently acquired Extend Health, Liazon and others to help employers deliver health benefits to employees, company says.

The ACA has been roundly criticized for its lack of cost-containment provisions But one Princeton University academic maintains that cost-containment cannot be implemented simultaneously with universal-coverage measures.

A Missouri law requiring licenses for counselors who help consumers find health insurance on Affordable Care Act exchanges was temporarily blocked by a U.S. judge, setting back a measure by a state hostile to the federal health care overhaul statute.

Crediting uncertainty surrounding ACA’s implementation, Moody’s Investor Services slashed the outlook for U.S. health insurers to negative.

As a result of the continued uncertainty of Affordable Care Act’s impact, Moody’s changed the outlook for U.S. health insurers to negative from stable.