The Affordable Care Act’s ongoing rollout continues to plague employers as many look for alternative benefit structures to help with rising costs. The defined contribution benefit model – touted as a way to lower costs for employers and increase choice for employees – could be a feasible option for companies that expect the landmark health care law to be a negative burden come 2015.

Nearly half of employers expect they will transition or have already moved their health insurance program to a DC model, according to research from Prudential. Top reasons cited for the change include offering employees more options, as well as the possibility of lowering costs.

Register or login for access to this item and much more

All Employee Benefit News content is archived after seven days.

Community members receive:
  • All recent and archived articles
  • Conference offers and updates
  • A full menu of enewsletter options
  • Web seminars, white papers, ebooks

Don't have an account? Register for Free Unlimited Access