Employer health plans leave many workers skipping needed care due to costs

Published April 16, 2026 2:30 PM EDT Updated April 16, 2026 2:34 PM EDT 6 Min Read

Medical billing statement, pen and stethoscope. Affordable health care. — Adobe Stock

Key Insight: Learn how bridging out-of-pocket liquidity unlocks actual use of employer-sponsored insurance.
What’s at Stake: Rising avoidable claims and diminished productivity threaten benefits ROI and workforce stability.
Supporting Data: 40% of employees delay care; non-adherence drives about $100B in hospital costs annually.
Source: Bullets generated by AI with editorial review

A large portion of U.S. employees with health insurance are skipping or delaying care because they can’t afford it, jeopardizing their well-being and productivity at work.

Jimmy Nesbitt

Reporter

Jimmy Nesbitt is a reporter at Employee Benefit News, where he covers the evolving landscape of workplace benefits, healthcare, retirement, financial wellness and related policy issues. His career … Read full bio

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