Millions of Americans could benefit from expanded coverage of preventive services under health savings account-qualified high-deductible health plans, says new research from the University of Michigan Center for Value-Based Insurance Design and Harvard University Medical School.

Under current IRS regulations, HDHPs allow primary preventive services, as defined by the Affordable Care Act, to be available to beneficiaries at no cost and before the deductible. But “there have always been concerns that when individuals face high deductibles, they will not purchase essential health benefits such as those we’d like to see made available before the deductible,” says Mark Fendrick, M.D., director of the University of Michigan Center for Value-Based Insurance Design. “It is our strong belief that these expanded HDHPs will mitigate the concerns we have about cost-related non-adherence.”

Register or login for access to this item and much more

All Employee Benefit News content is archived after seven days.

Community members receive:
  • All recent and archived articles
  • Conference offers and updates
  • A full menu of enewsletter options
  • Web seminars, white papers, ebooks

Don't have an account? Register for Free Unlimited Access