Benefits and benchmarking go hand in hand, particularly for health and retirement plans. The National Compensation Survey on Health and Retirement Plan Provisions in Private Industry report from the Bureau of Labor Statistics provides benchmarking data for workplace health and retirement benefits.
Among the data published for health benefits, the report finds that 76% (of the 3,200 employers surveyed) enrolled in medical plans are in fee-for-service plans while the remaining 24% are in HMOs. The median deductibles in fee-for-service plans were $500 for individuals and $1,000 for families. The median out-of-pocket maximums were $2,000 for individuals and $4,000 for families. HMOs had the same medians for out-of-pocket expenses as the fee-for-service plans.
