As if the Patient Protection and Affordable Care Act didn’t give employers enough to worry about, a PPACA-related regulatory headache may be taking hold for small firms.

Despite the possibility that the Supreme Court could in just a few days rule to water down or strike PPACA entirely, the Obama administration is investigating the possibility of imposing limits on stop-loss coverage that could severely undermine the ability of small and midsize businesses to offer self-insured plans. It stems from a formal request for information about federal rules relating to stop-loss insurance, which is seen as a precursor to a regulation.

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