Follow Us
© 2026 Arizent. All rights reserved.
For many Americans, student loans are not just a debt from the past. They’re making it impossible to save for the future.
In particular, new research shows that student debt has become a major obstacle to retirement savings. According to a study by the Achieve Center for Consumer Insights, 30% of Americans with student loans have not saved for retirement because of their debt.
Nathan Place is a national reporter at American Banker. A native of New York City, he has worked for more than a decade in both print and video journalism. He got his start in Beijing, where he … Read full bio
For reprint and licensing requests for this article, click here.
U.S. workers say retirement is getting harder to afford, raising questions about how organizations can help workers save, understand their benefits, and plan ahead.
Transamerica Institute finds more middle-class workers expect to fund retirement through 401(k)s and other savings, but financial pressures could derail those plans.
Women take on the majority of caregiving responsibilities for aging parents, often putting their financial futures at risk.
Employees are facing rising financial stress, retirement savings gaps, and competing priorities but new financial wellness trends are emerging to help.
Aritificial intelligence is opening new possibilities for retirement plans, but employers remain cautious about risk while working to improve participant outcomes and readiness.
